Privacy Policy

This privacy policy explains how Lumina Cap (Pty) Ltd. collects, uses, stores and protects personal information submitted through this website or through direct communications with us.

For the purposes of this policy, “Lumina Capital”, “we”, “us” and “our” refer to Lumina Cap (Pty) Ltd., Registration No. 2026/397993/07.

1. Information we collect

We may collect personal information that you voluntarily provide to us, including your name, company name, email address, phone number, message content and any information relating to a potential investment, repositioning, partnership or business enquiry.

We may also collect limited technical information through normal website operation, such as browser type, device information, pages visited, interaction data and approximate location derived from analytics or server logs.

2. How we use information

We use personal information to respond to enquiries, evaluate potential opportunities, communicate with prospective partners or investors, improve our website, manage business relationships, keep appropriate internal records and comply with applicable legal or regulatory obligations.

3. Lawful basis and POPIA

Where applicable, we process personal information in line with South Africa’s Protection of Personal Information Act, 4 of 2013, including principles relating to lawful processing, purpose specification, information quality, openness, security safeguards and data subject participation.

4. Sharing of information

We do not sell personal information. We may share information with professional advisers, service providers, technology providers, business partners or regulatory authorities where necessary for the purposes described in this policy, or where required by law.

5. Security

We take reasonable technical and organisational steps to protect personal information against loss, unauthorised access, misuse, alteration or disclosure. No electronic transmission or storage system can be guaranteed to be completely secure.

6. Retention

We retain personal information only for as long as reasonably necessary for the purposes for which it was collected, unless a longer retention period is required or permitted by law, regulation, contractual obligation or legitimate business need.

7. Your rights

You may request access to, correction of, deletion of, or objection to the processing of your personal information, subject to applicable law. Requests can be sent to info@lumina-holdings.co.za.

8. Cookies and analytics

This website may use cookies or similar technologies to support basic site functionality, understand site performance and improve the user experience. You can manage cookies through your browser settings.

9. Third-party links

This website may contain links to third-party websites or resources. We are not responsible for the privacy practices, content or security of third-party websites.

10. Changes to this policy

We may update this policy from time to time. The latest version will be published on this page with the effective date below.

Effective date: [Insert date]

The information on this website is provided for general information purposes only and does not constitute financial, investment, legal, tax, accounting or professional advice.

1. No offer or recommendation

Nothing on this website should be interpreted as an offer, solicitation, recommendation or invitation to invest, acquire, dispose of or enter into any transaction. Any investment, partnership or commercial opportunity will be subject to specific documentation, due diligence, risk assessment and professional advice.

2. Forward-looking information

Any statements about future performance, market conditions, repositioning potential, investment outcomes or value creation are illustrative only. Actual outcomes may differ materially due to market, economic, operational, regulatory or other factors.

3. No warranty

While reasonable care is taken to keep website content accurate and current, Lumina Capital makes no warranties or representations, express or implied, about the completeness, accuracy, reliability, suitability or availability of the website or its content.

4. Limitation of liability

To the fullest extent permitted by law, Lumina Capital will not be liable for any loss, damage or expense arising from reliance on this website, use of this website, inability to access this website, or any linked third-party website.

5. External links

Links to external websites are provided for convenience only. Lumina Capital does not endorse and is not responsible for the content, policies, products or services of third-party websites.

6. Intellectual property

Unless otherwise stated, all content, branding, layout, copy, graphics and design elements on this website are owned by or licensed to Lumina Capital and may not be copied, reproduced or used without permission.

7. Jurisdiction

This website is operated from South Africa. Use of this website is subject to applicable South African law, unless otherwise agreed in writing.

Effective date: [Insert date]